/* GT America (Grilli Type, licensed). Picked up from the visitor's machine if installed,
   or from /commish/assets/fonts/ once licensed web files are added there. Falls back to Inter. */
@font-face{font-family:"GT America";font-weight:400;font-style:normal;font-display:swap;
  src:local("GT America Standard Regular"),local("GTAmerica-StandardRegular"),local("GT America Regular")}
@font-face{font-family:"GT America";font-weight:500;font-style:normal;font-display:swap;
  src:local("GT America Standard Medium"),local("GTAmerica-StandardMedium"),local("GT America Medium")}
@font-face{font-family:"GT America";font-weight:700;font-style:normal;font-display:swap;
  src:local("GT America Standard Bold"),local("GTAmerica-StandardBold"),local("GT America Bold")}

/* Commish: calculator-first, one reading column, ledger-style results */
:root{
  --paper:#EEF1F8; --surface:#FFFFFF; --ink:#141A33; --muted:#5A6280; --line:#DCE1EE;
  --cobalt:#2F4FE0; --cobalt-soft:#E7ECFD; --on-cobalt:#FFFFFF;
  --good:#1D8657; --good-soft:#E3F4EB; --bad:#BF3B34; --bad-soft:#FBE7E5;
  --display:"GT America","Inter",system-ui,-apple-system,"Segoe UI",Helvetica,Arial,sans-serif;
  --body:"GT America","Inter",system-ui,-apple-system,"Segoe UI",Helvetica,Arial,sans-serif;
  --mono:"GT America","Inter",system-ui,-apple-system,"Segoe UI",Helvetica,Arial,sans-serif;
  --code:ui-monospace,Menlo,Consolas,monospace;
  color-scheme:light;
}
@media (prefers-color-scheme: dark){:root:not([data-theme="light"]){
  --paper:#0B0E1A; --surface:#151A2C; --ink:#E8EBF7; --muted:#99A1BF; --line:#283050;
  --cobalt:#8199FF; --cobalt-soft:#1E2752; --on-cobalt:#0B0E1A;
  --good:#4CC28A; --good-soft:#12301F; --bad:#F27E76; --bad-soft:#3A1715; color-scheme:dark}}
:root[data-theme="dark"]{
  --paper:#0B0E1A; --surface:#151A2C; --ink:#E8EBF7; --muted:#99A1BF; --line:#283050;
  --cobalt:#8199FF; --cobalt-soft:#1E2752; --on-cobalt:#0B0E1A;
  --good:#4CC28A; --good-soft:#12301F; --bad:#F27E76; --bad-soft:#3A1715; color-scheme:dark}

*{box-sizing:border-box}
html{padding-top:env(safe-area-inset-top,0px);padding-bottom:env(safe-area-inset-bottom,0px);-webkit-text-size-adjust:100%}
body{margin:0;background:var(--paper);color:var(--ink);font:16px/1.6 var(--body);-webkit-font-smoothing:antialiased}
a{color:var(--cobalt)}
.wrap{max-width:840px;margin:0 auto;padding-inline:20px}
.skip{position:absolute;left:-9999px}
.skip:focus{left:16px;top:16px;background:var(--surface);padding:8px 12px;border-radius:8px;z-index:9}

/* header */
.top{display:flex;justify-content:space-between;align-items:center;gap:16px;padding-block:18px}
.brand{font:700 22px var(--display);letter-spacing:-.03em;color:var(--ink);text-decoration:none}
.brand span{color:var(--cobalt)}
.top nav{display:flex;gap:18px;font-size:14px;font-weight:600}
.top nav a{text-decoration:none}

/* headings + text */
.crumbs{font-size:13px;color:var(--muted);margin:8px 0 10px}
.crumbs a{color:var(--muted)}
h1{font:700 clamp(32px,6vw,52px)/1.04 var(--display);letter-spacing:-.035em;margin:8px 0 14px;text-wrap:balance}
h2{font:700 clamp(22px,3.4vw,28px)/1.15 var(--display);letter-spacing:-.025em;margin:0 0 14px;text-wrap:balance}
h3{font:700 17px/1.3 var(--display);margin:0 0 6px}
.sub{font-size:18px;color:var(--muted);margin:0 0 22px;max-width:36em}
.answer{background:var(--surface);border:1px solid var(--line);border-left:4px solid var(--cobalt);border-radius:12px;padding:14px 18px;margin:0 0 24px;font-size:17px}
.answer p{margin:0}
.prose p, .prose li{max-width:40em}
.prose ul,.prose ol{padding-left:20px}
.prose li+li{margin-top:6px}
section.block{padding-block:40px;border-top:1px solid var(--line)}
.formula{font:500 14.5px/1.65 var(--code);background:var(--surface);border:1px solid var(--line);border-radius:12px;padding:14px 16px;overflow-x:auto;white-space:pre-wrap}
.example{background:var(--cobalt-soft);border-radius:12px;padding:14px 16px}
.example p{margin:0}
.example p+p{margin-top:6px}
.num{font-family:var(--mono);font-weight:700;font-variant-numeric:tabular-nums}

/* plan picker */
.picker{display:flex;flex-direction:column;gap:12px;scroll-margin-top:16px}
.picker-q{font:700 15px var(--body);margin:0}
.tabs{display:grid;grid-template-columns:repeat(4,1fr);gap:8px}
.tabs button{font:600 14px/1.25 var(--body);color:var(--ink);background:var(--surface);border:1.5px solid var(--line);border-radius:12px;padding:11px 10px;cursor:pointer;text-align:center}
.tabs button[aria-pressed="true"]{border-color:var(--cobalt);background:var(--cobalt-soft);color:var(--cobalt)}
.tabs button:hover{border-color:var(--cobalt)}

/* calculator card */
.calc{background:var(--surface);border:1px solid var(--line);border-radius:18px;padding:20px;display:grid;grid-template-columns:1fr 1fr;gap:22px;box-shadow:0 24px 50px -34px rgba(20,26,51,.45);margin:0}
.calc > *{min-width:0}
.calc h2,.calc h3{grid-column:1/-1;margin:0;font:700 18px var(--display)}
.fields{display:grid;grid-template-columns:1fr 1fr;gap:10px;align-content:start}
.fields .full{grid-column:1/-1}
label.f{display:flex;flex-direction:column;gap:5px;font-size:12.5px;font-weight:600;color:var(--muted);min-width:0}
.inp{position:relative;display:flex;align-items:center}
.inp .pre,.inp .suf{position:absolute;font:600 17px var(--mono);color:var(--muted);pointer-events:none}
.inp .pre{left:11px}.inp .suf{right:11px}
input,select{font:16px var(--body);color:var(--ink);background:var(--paper);border:1px solid var(--line);border-radius:10px;padding:10px 12px;width:100%;min-width:0}
.inp input{font-family:var(--mono);font-weight:600;font-size:17px;font-variant-numeric:tabular-nums}
.inp .pre+input{padding-left:24px}
.inp input:has(+ .suf){padding-right:28px}
label.check{flex-direction:row;align-items:flex-start;gap:8px;font-weight:500;color:var(--ink);font-size:13.5px}
label.check input{width:18px;height:18px;margin-top:2px;flex:none}
input:focus-visible,select:focus-visible,button:focus-visible,a:focus-visible{outline:2px solid var(--cobalt);outline-offset:2px}
.result{display:flex;flex-direction:column;gap:8px;border-left:1.5px dashed var(--line);padding-left:22px}
.result .lbl{font-size:12.5px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);margin:0}
.result .val{font:700 clamp(40px,8vw,54px)/1 var(--mono);letter-spacing:-.035em;color:var(--ink);font-variant-numeric:tabular-nums;margin:2px 0 6px;word-break:break-word}
.ln{display:flex;justify-content:space-between;align-items:baseline;gap:12px;padding:9px 0;border-bottom:1px solid var(--line);font-size:14.5px}
.ln:last-child{border-bottom:0}
.ln b{font-family:var(--mono);font-weight:700;font-size:15px;font-variant-numeric:tabular-nums;text-align:right}
.flags{display:flex;flex-direction:column;gap:8px}
.flag{border-radius:10px;padding:9px 12px;font-size:13.5px;margin:0}
.flag.bad{background:var(--bad-soft);color:var(--bad)}
.flag.good{background:var(--good-soft);color:var(--good)}
.flag.info{background:var(--cobalt-soft);color:var(--ink)}
.note{font-size:12.5px;color:var(--muted);margin:0}
.disclaimer{grid-column:1/-1;font-size:12px;color:var(--muted);margin:0;border-top:1px solid var(--line);padding-top:10px}

/* not-sure panel */
.guide{background:var(--surface);border:1px solid var(--line);border-radius:18px;padding:20px;display:flex;flex-direction:column;gap:14px}
.types{display:grid;grid-template-columns:1fr 1fr;gap:12px}
.type{border:1px solid var(--line);border-radius:12px;padding:14px;display:flex;flex-direction:column;gap:8px}
.type p{margin:0;font-size:14.5px}
.type .clue{color:var(--muted);font-size:13.5px}
.type button{align-self:flex-start;font:600 14px var(--body);color:var(--cobalt);background:none;border:1px solid var(--cobalt);border-radius:999px;padding:6px 12px;cursor:pointer}

/* link grid + faq */
.links{display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:10px;padding:0;margin:0;list-style:none}
.links a{display:block;background:var(--surface);border:1px solid var(--line);border-radius:12px;padding:12px 14px;text-decoration:none;color:var(--ink);font-weight:600;height:100%}
.links a span{display:block;font-weight:400;font-size:13.5px;color:var(--muted);margin-top:2px}
.links a:hover{border-color:var(--cobalt)}
.faq{display:flex;flex-direction:column;gap:22px}
.faq p{margin:0;color:var(--muted);max-width:40em}

/* forms */
.cta{background:var(--surface);border:1px solid var(--line);border-radius:18px;padding:22px;display:flex;flex-direction:column;gap:12px}
.cta p{margin:0;color:var(--muted)}
.cta h2{margin:0}
form.row{display:flex;gap:10px;flex-wrap:wrap}
form.row input[type=email],form.row input[type=text]{flex:1 1 240px}
.btn{font:600 16px var(--body);border:0;border-radius:12px;padding:11px 20px;cursor:pointer;background:var(--cobalt);color:var(--on-cobalt)}
.btn.ghost{background:transparent;color:var(--cobalt);border:1.5px solid var(--cobalt)}
.hp{position:absolute;left:-9999px}
.msg{font-size:14px;min-height:1.2em;margin:0}

footer{padding-block:32px 48px;border-top:1px solid var(--line);font-size:13.5px;color:var(--muted)}
footer .cols{display:grid;grid-template-columns:1fr 1fr;gap:20px;margin-bottom:18px}
footer ul{list-style:none;padding:0;margin:6px 0 0;display:flex;flex-direction:column;gap:4px}
footer b{color:var(--ink)}

@media (max-width:720px){
  .calc{grid-template-columns:1fr;padding:16px;gap:18px}
  .result{border-left:0;padding-left:0;border-top:1.5px dashed var(--line);padding-top:16px}
  .tabs{grid-template-columns:1fr 1fr}
  .types{grid-template-columns:1fr}
  .top nav a.hide-sm{display:none}
}
@media (max-width:380px){.fields{grid-template-columns:1fr}}
@media (prefers-reduced-motion:reduce){html{scroll-behavior:auto}}
.type h4{font:700 16px/1.3 var(--display);margin:0}
.guide h3{font:700 18px var(--display);margin:0}
.guide > p{margin:0;color:var(--muted)}
.prose .links{padding-left:0}
.links li{margin:0 !important;max-width:none}
.picker{padding-bottom:36px}
label.f{justify-content:space-between}
label.f.check{justify-content:flex-start}
main > form.calc{margin-bottom:36px}

/* what-if table */
.whatif{grid-column:1/-1;border-top:1px solid var(--line);padding-top:18px;display:flex;flex-direction:column;gap:12px;min-width:0}
.wi-head h4{font:700 18px/1.2 var(--display);letter-spacing:-.01em;margin:0}
.wi-head p{margin:2px 0 0;color:var(--muted);font-size:14px}
.wi-best{margin:0;background:var(--good-soft);color:var(--good);border-radius:10px;padding:11px 14px;font-weight:700;font-size:15px}
.wi-scroll{overflow-x:auto;margin-inline:-4px}
table.wi{width:100%;border-collapse:collapse;font-variant-numeric:tabular-nums;font-size:15px}
table.wi th{font-size:11.5px;font-weight:700;letter-spacing:.06em;text-transform:uppercase;color:var(--muted);text-align:right;padding:0 10px 8px;white-space:nowrap}
table.wi th:first-child,table.wi td:first-child{text-align:left}
table.wi td{padding:10px;border-top:1px solid var(--line);text-align:right;font-weight:600;white-space:nowrap}
table.wi td small{display:block;font-size:11.5px;font-weight:600;color:var(--muted);letter-spacing:.02em}
table.wi tr.now td{background:var(--cobalt-soft);font-weight:700}
table.wi tr.now td small{color:var(--cobalt)}
table.wi tr.now td:first-child{border-radius:10px 0 0 10px}
table.wi tr.now td:last-child{border-radius:0 10px 10px 0}
table.wi td.up{color:var(--good);font-weight:700}
table.wi td.down{color:var(--bad)}
table.wi td.flat{color:var(--muted)}
table.wi td small.diff-sm{display:none}
table.wi td small.diff-sm.up{color:var(--good)}
table.wi td small.diff-sm.down{color:var(--bad)}
@media (max-width:560px){
  table.wi{min-width:0;font-size:14.5px}
  table.wi th:last-child,table.wi td:last-child{display:none}
  table.wi td small.diff-sm{display:block}
  table.wi tr.now td:nth-last-child(2){border-radius:0 10px 10px 0}
  table.wi th,table.wi td{padding-inline:6px;white-space:normal}
  table.wi th{font-size:10.5px;letter-spacing:.04em}
}